A few days ago, I posted the results of International Living’s 2010 Annual Retirement Index. Topping this prestigious list are

1. Ecuador
2. Panama
3. Mexico
4. France
5. Italy

Today I’m looking at a very different list: this one includes the 10 Most Suitable Countries for American Expatriates.

According to the website Expatify.com, they considered these important criteria:

• How receptive is the local culture to Americans?

• How popular is the country for American expats already?
• Can you manage speaking only English?
• Is there overlap between local and American customs?
• Ease of finding jobs and affodability?

If you truly want to immerse yourself in a very different culture, this is not the list of countries you should consider. But if you want to go someplace where you can fit in fairly easily, consider the following countries:

1. Argentina

2. Thailand
3. Czech Republic
4. Australia
5. Italy
6. Brazil
7. Spain
8. Mexico
9. South Africa
10. Costa Rica

Every year, Mercer conducts a Quality of Living survey. Results for 2010 were announced a couple of days ago.

Vienna, Austria, keeps its #1 spot for another year. Top 10 cities worldwide for quality of living are:

1. Vienna, Austria
2. Zurich, Switzerland
3. Geneva, Switzerland
4. Vancouver, Canada
5. Auckland, New Zealand
6. Dusseldorf, Germany
7. Frankfurt, Germany
8. Munich, Germany
9. Bern, Switzerland
10. Sydney, Australia

The first US city on the list is Honolulu, at #31. Singapore, at #28, tops the list for Asia. Central and South America and Africa are no shows, at least among the top 50 choices.



Mercer’s results show Paris, France at #34, a far cry from France’s high rankings on most quality of life indices.

Mercer bases their rankings on “detailed assessments and evaluations of 10 key categories and 39 criteria or factors” including:

• Political and social environment
• Medical and health considerations
• Public services and transport
• Consumer goods
• Economic environment
• Schools and education
• Recreation
• Housing
• Socio-cultural environment
• Natural environment

Mercer’s goal is to help companies and governments figure out how much to pay their international employees — so they really don’t evaluate the 221 cities on their list in the same way you or I would when choosing a place to live.

You can read more about their methodology here.

This year, Mercer also provided an Eco-Ranking for the first time, rating cities on such environmental concerns as water availability, water potability, waste removal, sewage, air pollution and traffic congestion.

Top 10 Green Cities include:

1. Calgary, Canada
2. Honolulu, US
3. Ottawa, Canada
4. Helsinki, Finland
5. Wellington, New Zealand
6. Minneapolis, US
7. Adelaide, Australia
8. Copenhagen, Denmark
9. Kobe Japan and Oslo, Norway (tied)

Singapore again topped the list of Asian cities, coming in at #22. Africa was represented by Capetown, South Africa, #30. South America almost made the list, with Point-A-Pitre, Guadaloupe (one of the Windward Islands in the eastern Caribbean) coming in at #49.

While these lists provide some interesting comparisons and information, don’t take them as gospel in deciding where you might like to live as an expat.

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A couple of days ago, Limbaugh, self-proclaimed leader of the far right, told an on-air caller he will leave the country if health reform passes. Read the article

Limbaugh said he would go to Costa Rica. The only problem with that plan? Costa Rica has universal health care.

According to International Living:

“Costa Rica has universal health care, one of the best health systems in Latin America.

“Statistics from the World Health Organization frequently place Costa Rica in the top country rankings in the world for long life expectancy, often even ahead of Great Britain and the United States, even though the per-capita income of Costa Ricans is about one-tenth that of the U.S. and the U.K.”

Never known for his consistency, Limbaugh is now denying he would move there. Instead, according to the Huffington Post:

“I said, ‘Look, there are insurance companies who don’t want to be put out of business.’ … They are establishing health care clinics with quality doctors in places like Costa Rica. They’re going to continue to sell policies to people who have the ability to fly down there and get treatment. If I have to get thrown into this massive government health care insurance business and end up going to the driver’s license office every day when I need to go to the doctor, yeah, I’ll go to Costa Rica for treatment, not move there.”

I guess Limbaugh has totally missed the point that the only so-called reform bills in play right now would provide a massive giveaway to the insurance companies and make the Wall Street bailout look like a kid’s birthday party by comparison.

In any case, it made me wonder where Limbaugh might go if he really did decide to leave.

Socialist Europe? Not a chance. Let’s take a look at what Rush might find in English-speaking countries outside the US, since I’m sure the guy who bleeds red-white-and-blue wouldn’t want to live among those who wouldn’t understand his harangues.

1. Canada. With their single-payer, government sponsored health care, that would be a “no”.

2. Great Britain. National Health Service. No go.
3. South Africa has a combination system, which includes both public and private plans.
   

   “South Africa’s health system consists of a large public sector and a smaller but fast-growing private sector. Health care varies from the most basic primary health care, offered free by the state, to highly specialised hi-tech health services available in the private sector for those who can afford it.”

4. Australia. According to a government website:
   

   “The Australian Government funds universal medical services and pharmaceuticals and gives financial assistance to public hospitals, residential aged care facilities and home and community care for the aged. It is also the major source of funds for health research and provides support for training health professionals and financial assistance to tertiary students.

   State and territory governments provide a variety of direct health services, including most acute and psychiatric hospital services. State and territory governments also provide community and public health services, including school health, dental health, maternal and child health, occupational health, disease control activities and a variety of health inspection functions.”

5. New Zealand’s medical care is also public.
   

   “New Zealand’s healthcare system is funded mainly through general taxation. Treatments are usually free or subsidised. Medical treatment is generally very good. Private healthcare is also available.”

6. India might be a possibility. Their system is mostly private, and medical tourism is big business there. On the other hand, to live there Limbaugh would have to put up with an enormous non-white population.
7. African countries where English is the official language – Kenya, Gambia, Ghana, Liberia, Nigeria, Rwanda, Uganda, Zambia and Zimbabwe to name just a few. No way would our boy Rush live amongst Africans. Unless he could be king, maybe.
8. Island Caribbean nations. There are a few Caribbean islands where English is spoken. But in Saint Lucia, for example, the public expenditure for health care is twice the private expenditure. In Jamaica, health care is free to all citizens and legal residents. Oops. Barbados has government-run clinics, in addition to the public hospital.

Face it, Rush, the civilized world provides health care for its citizens. You want to help your buddies in the insurance business? Support the current bills and they’ll love you forever. This Congress doesn’t have the spine to provide health care.

For the rest of us? There are lots of great places in the world to live where health care is available and affordable. And where we don’t have to put up with Limbaugh’s shenanigans.

As someone who plans to move to another country so I can afford health care, Limbaugh’s “support the poor insurance companies” position nauseates me. How about you? Let us know what you think by clicking the comment button below.

International Living’s annual Quality of Life Index. Every year, IL produces a Quality of Life index, which usually differs quite a bit from their recommendations on best places to retire. France has topped the list for several years running.

1. France (was #1 last year as well)
2. Australia (moved up from #5 in 2009)
3. Switzerland (down one spot)
4. Germany (up from the #8 spot in 2009)
5. New Zealand (up from #9)
6. Luxembourg (down from #4)
7. USA (down from #3)
8. Belgium (down from #6)
9. Canada (a big jump up, from #19)
10. Italy (down from #7)

Top Ten Retirement Havens from Live and Invest Overseas

1. Argentina
2. Belize
3. Chile
4. Croatia
5. Dominican Republic
6. France
7. Malaysia
8. Panama
9. Uruguay
10. Vietnam

Mercer’s Best Cities for 2009:

1. Vienna, Austria (1st)
2. Zurich, Switzerland (2nd)
3. Geneva, Switzerland (3rd )
4. Vancouver, Canada (tied 4th)
5. Auckland, New Zealand (tied 4th)

Forbes list of The World’s Most Expensive Cities to Live. According to Forbes, the 10 most expensive cities are:

1. Tokyo, Japan
2. Osaka, Japan
3. Moscow, Russia
4. Geneva, Switzerland
5. Hong Kong, China
6. Zurich, Switzerland
7. Copenhagen, Denmark
8. New York, USA
9. Beijing, China
10. Singapore

2009 Best Retirement Havens, according to International Living:

1. Cuenca, Ecuador
2. Merida, Mexico
3. Coronado, Panama
4. Punta del Este, Uruguay
5. Calitri, Italy

So there you have it. Some highly respected lists from 2009, and one for 2010.

Best wishes for a happy expat New Year!

According to Forbes.com, Bahrain scored the top spot in HSBC’s recent survey of 3,100 expats. They admit this might be a fluke — only 31 responses came in from Bahrain, compared to 450 from the UK, for example. But it’s an interesting list, nonetheless. Canada moved down from its No. 1 spot last year to No. 2, followed by Australia, Thailand, Malaysia, South Africa, Hong Kong, Singapore, Spain, and in the No. 10 spot, the US.

Read the article here, and see the scored list of countries here.

A Town Like Alice by Nevil Shute is multi-layered expat novel, which was made into a TV mini-series in 1981. It has been one of my favorites for a long time, not only because of the expat themes, but because it also features a strong female protagonist who overcomes some truly daunting obstacles. Author Nevil Shute is interesting in his own right. A prolific author, with over 20 novels to his credit, Nevil Shute Norway was by profession an aeronautic engineer and pilot. Shute became an expat himself. He was born in 1916 in London, and emigrated with his wife and daughters to Australia in 1950 following World War II. His books strongly reflect his love of airplanes and flying, and his adopted country. He died in Melbourne, Australia in 1960.

London, After World War II

The book is divided into three distinct sections: London just after World War II, Malaya during the War, and subsequently in Malaya and Australia. When we first meet her, Jean Padgett is a young woman, living by herself in London after the end of World War II. She receives a letter from solicitor Noel Strachan who informs her that her uncle Douglas Macfadden has died, and that if she can prove she is his niece she may be entitled to part of his estate. Jean meets with Mr. Strachan and discovers that Mr. Macfadden, whom she barely remembers, was reasonably well off and has left her his entire fortune. However, being a confirmed bachelor and not trusting a woman’s ability to handle her own financial affairs, Jean’s legacy is to be held in trust for her by Mr. Strachan and his partner until she reaches the age of 35.

During the War

Jean shares her history with Mr. Strachan over the next several months. He learns that she lived as a young child in Malaya (modern-day Malaysia), where her father worked in the rubber industry. Jean and her brother Donald learned to speak Malay, and their mother encouraged them to continue using the language even after they went to England to attend school. After finishing school, Donald got a job in Malaya, and Jean went to live there as well in 1939, working as a shorthand typist. War had broken out, but the family felt Jean would be safer in Malaya than in England.

However, Malaya was taken over by the Japanese. Jean’s evacuation to Singapore was slowed down when she detoured to help a family with three young children, and she was captured by the Japanese along with others who had not made it out in time. The men and older boys were removed to a prisoner of war camp, but there were no accommodations for female prisoners or children. Instead, the Japanese Captain ordered them to march, under guard, to Kuala Lumpur, from whence they would be transported to new prison camps being built in Singapore.

There was no prison camp for women, in Singapore or anywhere else, and the group was marched from one end of Malaya to the other. After months of forced marches, near starvation and lack of medical attention, and during which two-thirds of the original number died, they found a safe haven in a small village. Their Japanese guard had fallen ill and died, and Jean persuaded the headman of the village to let them stay and help with the rice planting in exchange for food and shelter. They stayed there for three years, until the war ended.

At one point during their travels, the women and children had come across several Australian prisoners who were driving trucks for the Japanese. The men felt sorry for the women, and obtained some food and medicine for them. One of the men also stole several chickens for the women, and when the theft was discovered, he was punished so severely that he died while the women were forced to watch.

After the war, Jean returned to England, went to work for Pack & Levy, a firm that made high-end shoes and handbags, and tried to forget her war experiences. Her brother Donald had died while a prisoner of the Japanese, and their mother had also died.

After the Legacy

Jean leaves her job and goes to Malaya to dig a well as a way of thanking the village that sheltered her during the final three years of the war. While chatting with the well diggers, Jean discovers that Joe Harman, the Australian prisoner who had stolen the chickens for them, had survived his ordeal and recovered after months in the hospital. She decides to travel on to Australia to see for herself how he is doing.

Jean and Joe are reunited, after a few twists and turns, and fall in love. Jean never does return to England but marries Joe. After learning how girls from the small Outback town near the cattle ranch that Joe manages leave home and move to cities thousands of miles away because there is no work for them, Jean starts a business employing a few young women to make fancy alligator shoes and handbags like those she became familiar with while living and working for Pack & Levy in London. This starts a snowball effect: instead of leaving for the cities, the girls who work for Jean stay in town, get married, and start families. They leave their jobs, and more girls come to work for Jean, which attracts more stockriders and other male workers to the town. Jean opens up an ice cream shop to give them someplace to spend their money. The shop employs a few more girls, attracting more men to the area, and giving Jean ideas for more businesses. The town is gradually transformed from a dusty Outback hole to a vibrant little community, with plenty of entertainment for the young families. The initial source of all this growth is Jean’s inheritance, doled out to her in small pieces by Mr. Strachan according to the terms of his trusteeship. Ironically, the Macfadden family money was earned by a grandfather, who worked in one of the “gold towns” of the Australian outback, towns which had boomed during the country’s gold rush, and then gone bust.

Postscript

Fascinating to me is the fact that the middle portion of the story is based on a true circumstance, and the author explains in a note at the end that he expects to be “accused of falsifying history.” In fact, he states, the forced march of the women happened in Sumatra in 1942, not in Malaya. According to Shute:

“A party of about eighty dutch women and children were collected in the vicinity of Padang. The local Japanese commander was reluctant to assume responsibility for thse women and, to solve his problem, marched them out of his area; so began a trek all round Sumatra which lasted for two and a half years. At the end of this vast journey less than thirty of them were still alive.”

“In 1949 I stayed with Mr. and Mrs. J. G. Geysel-Vonck … Mrs. Geysel had been a member of that party. … In the years that followed Mrs. Geysel marched over twelve hundred miles carrying her baby, in circumstances similar to those which I have described. She emerged from this fantastic ordea undaunted, and with her son fit and well.

“I do not think that I have ever before turned to real life for an incident in one of my novels. If I have done so now it is because I have been unable to rsist the appeal of this true story, and because I want to pay what tribute is within my power to the most gallant lady I have ever met.”

Buy from Amazon.com A Town Like Alice

Vienna State Opera

Forbes Magazine has published a list of the top 20 cities in the world to live in. Europe took the most honors, with three of little Switzerland’s cities (Zurich, Geneva and Bern) in the Top 20 and Vienna, Austria at the top of the list. There were two from Australia (Melbourne and Sydney) and two from New Zealand (Auckland and Wellington). Canada was represented by three provincial capitals, Ottawa, Toronto and Vancouver. The USA, Central and South America, Asia and Africa were conspicuous by their absense. Read the whole article.

The study was conducted by Mercer, and you can read their version here.